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What Does “Nickel and Dime (Someone)” Mean?

Definition
The idiom “nickel and dime (someone)” means to impose many small, trivial, or unnecessary charges, or to treat someone in a stingy or petty way, often for financial gain.
Example:
- The hotel kept nickel and diming us with fees for Wi-Fi, towels, and even the coffee in the room.
This phrase paints a vivid picture of being charged small amounts (like nickels and dimes) repeatedly, which can add up to a significant burden over time.
Origin of the Idiom
The expression comes from U.S. currency, where nickels (5 cents) and dimes (10 cents) are low-value coins. The idiom appeared in American English in the early 20th century, symbolizing the idea of small, persistent costs that accumulate.
The earliest known use of the phrase dates back to the 1870s, with the first documented example appearing in the Iowa State Reporter in 1879. The term developed by combining the names of the coins, emphasizing small, incremental expenses.
Common Uses and Examples
- The subscription service nickel and dimes its users by charging for every little add-on feature.
- My roommate is always nickel and diming me for tiny things like dish soap and paper towels.
- I love the airline, but they nickel and dime passengers for luggage, seat selection, and snacks.
Related Idioms and Expressions
Here are a few phrases closely related to “nickel and dime (someone)” that also revolve around money or small amounts:
- A dime a dozen: Something very common or easy to find.
Example: “Cheap souvenirs are a dime a dozen in tourist areas.” - Not worth a penny: Completely worthless.
Example: “That broken chair isn’t worth a penny.” - At the drop of a dime: To do something immediately or without hesitation.
Example: “She’s ready to help at the drop of a dime.” - Turn on a dime: To change direction or opinion very quickly.
Example: “The company’s strategy turned on a dime after market conditions shifted.”
Practice: Fill in the Gaps
Complete the sentences with the correct idiom:
a dime a dozen – nickel and dime – at the drop of a dime – not worth a penny
- The company tried to _________ their employees by cutting small benefits like free coffee and office supplies.
- Souvenir shops in tourist areas sell trinkets that are _________.
- He _______ after seeing the new data about the project.
- My friend will help you _________, so don’t hesitate to call.
- The old furniture is _________, so it’s better to donate it than try to sell it.
This idiom is part of the Money Idioms category.